2.23.7 Safe to install
Aspiration Spend, Save, Invest: Your Eco-Friendly Financial Partner
Aspiration offers a comprehensive financial platform that allows users to spend, save, and invest ethically while supporting sustainable initiatives.
SPEND & SAVE ACCOUNT
- Sign up for Aspiration to start managing your spending, saving, and investing responsibly.
- Withdraw your cash for free at over 55,000+ Allpoint ATMs.
- Earn up to 3.00% APY with the Save account. ***
- Access your funds up to 2 days earlier than usual.
- No credit check is required.
ZERO CREDIT CARD
At this time, Aspiration is not accepting applications for the Aspiration Zero credit card. Existing customers can find full terms and conditions at aspiration.com/credit.
DISCLAIMERS
The Aspiration Spend & Save Account is a cash management account offered through Aspiration Financial LLC (AFLLC), a registered broker-dealer and member of FINRA/SIPC. Aspiration Fund Adviser, LLC (AFA) is a registered investment adviser with the SEC. Aspiration Card Services, LLC (ACS) offers credit products. AFLLC, AFA, and ACS are subsidiaries of Aspiration Partners, Inc. (Aspiration). Please note that Aspiration is not a bank.
Aspiration Debit Cards are issued by Coastal Community Bank (CCB), an FDIC member, under a Mastercard International Incorporated (MCI) license. The Aspiration Zero Mastercard® is issued by Beneficial State Bank (BSB), an FDIC member, under a MCI license. ACS offers the Aspiration Zero Mastercard®. It's important to mention that Aspiration and its subsidiaries are not affiliated with BSB, CCB, or MCI.
Paid experiences may vary and do not guarantee future success. Cash back rewards are subject to change, including possible reversals for abuse, fraud, or other illicit activity. Additional terms, conditions, and restrictions apply. Usage of Allpoint ATMs is free and unlimited, but there may be transaction amount caps. You can find an Allpoint ATM at https://www.aspiration.com/atms.
*When you enable Plant Your Change, Aspiration rounds up qualifying debit card purchases to plant a tree. It may take up to 18 months to plant the funded trees in order to allow for nursery setup, site selection/expansion, optimal planting seasons, and accommodation of local/regional/country social, political, and health considerations.
**As a part of Aspiration Plus' Planet Protection feature, estimated CO2 emissions from fuel purchases at gas stations are offset. Aspiration purchases verified carbon offsets quarterly from all Planet Protection subscribers. This feature is included in the Aspiration Plus subscription and cannot be purchased separately.
***The Aspiration Save Account offers a variable Annual Percentage Yield (APY) of up to 3.00%, which is over 9 times the national interest rate. The APY is subject to change and is only available after meeting certain conditions. For full terms and conditions, please visit aspiration.com/save.
This communication should not be interpreted as an offer or solicitation to buy or sell securities, nor is it intended as investment, financial, tax, or legal advice. Aspiration does not provide investment, financial, tax, or legal advice. This offer or solicitation is not valid in jurisdictions where AFLLC or its affiliates are not authorized to conduct business or where it would be contrary to local laws and regulations.
For additional terms and conditions of services, please visit aspiration.com/policies.
© Copyright 2023 Aspiration Partners, Inc.
Overview
Aspiration Spend, Save, Invest is a Freeware software in the category Business developed by Aspiration.
The latest version of Aspiration Spend, Save, Invest is 2.23.7, released on 07/02/2024. It was initially added to our database on 09/14/2023.
Aspiration Spend, Save, Invest runs on the following operating systems: Android/iOS.
Users of Aspiration Spend, Save, Invest gave it a rating of 5 out of 5 stars.
Pros
- User-friendly interface that makes managing finances easy for all users.
- Offers a unique approach to banking with a focus on sustainability and social responsibility.
- No fees for basic services, making it accessible for users.
- Cash back rewards on purchases with the Aspiration debit card.
- Provides tools for budgeting, saving, and investing in socially responsible companies.
- Ability to invest in a personal portfolio of ESG (Environmental, Social, and Governance) companies.
Cons
- Limited physical branch access as it operates mostly online.
- Some users may find the investment options limited compared to traditional brokers.
- The app may experience occasional bugs or performance issues.
- Customer service response times can be slow, particularly during high volume periods.
- Not FDIC insured on some investment products, which may discourage traditional risk-averse investors.
FAQ
What is Aspiration Spend, Save, Invest?
Aspiration Spend, Save, Invest is a financial service offered by Aspiration that allows users to manage their money by spending, saving, and investing in ethical and sustainable ways.
How does the spending account work?
The spending account allows users to make purchases using a debit card linked to their Aspiration account, offering features like no monthly maintenance fees and cashback on purchases.
What are the saving options available?
Users can save money in a high-yield savings account that typically offers interest rates higher than traditional banks and without monthly fees.
What investment opportunities does Aspiration provide?
Aspiration promotes socially responsible investing and offers a range of investment portfolios focusing on ethical companies and environmentally friendly initiatives.
Are there any fees associated with the Aspiration account?
Aspiration operates on a 'Pay What Is Fair' model, allowing users to choose their own fees for certain services, and there are no minimum balance requirements.
Is my money safe with Aspiration?
Yes, funds in an Aspiration account are FDIC insured up to the legal limit, ensuring your deposits are protected.
Can I use my Aspiration card internationally?
Yes, the Aspiration debit card can be used for international purchases anywhere Mastercard is accepted; however, foreign transaction fees may apply.
How does Aspiration promote sustainability?
Aspiration invests in companies that focus on sustainability and ethical practices, and users can choose to round up their purchases to invest in green initiatives.
How can I access my accounts and track transactions?
Users can access their accounts via the Aspiration mobile app or website where they can track transactions, investment performance, and savings growth easily.
Is there customer support available for assistance?
Yes, Aspiration provides customer support through their website, app, email, and phone to assist users with any inquiries or issues.
Elena Angelini
I'm Elena, your go-to software reviewer at UpdateStar and tech enthusiast. Whether you're a user seeking the latest software titles or software news I've got you covered. When I'm not diving into the latest software, you can find me exploring nature trails, camping under the stars, or competing in online multiplayer games. My reviews are designed to be fun, engaging, and packed with all the details you need to make informed decisions.
Latest Reviews by Elena Angelini
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